Terms of use
Plain terms for a free tool: use it freely, but treat the output as an estimate and confirm everything with your bank.
- At maturity
- $10,450.00
- Interest
- $450.00
Term length
$10,000.00 for 1 year, compounded daily. Runs in your browser.
Acceptance
By using CD Calculator you agree to these terms. If you do not agree with them, please do not use the site.
Educational purpose only
The calculators and articles on this site are provided for general information and education. They are not financial, investment, tax or legal advice, and using them does not create an advisory relationship of any kind.
We are not a bank, credit union, broker or registered advisor. We do not sell certificates of deposit and we do not receive a commission on any account you open.
Accuracy of results
Results are estimates produced from the figures you enter and the standard compounding conventions described on our methodology page. They depend entirely on those inputs being correct.
Actual returns depend on your institution's specific terms — its compounding method, day-count convention, interest crediting schedule, penalty structure and rounding practice — which may differ from the conventions modelled here.
- Always confirm the rate, term, compounding method and penalty terms directly with your bank or credit union before depositing.
- Bank disclosures take precedence over any figure shown on this site.
- Results are shown before tax; your after-tax outcome will be lower.
No warranty
The site is provided on an "as is" and "as available" basis, without warranties of any kind, express or implied, including fitness for a particular purpose. We do not warrant that the site will be uninterrupted, error-free, or that results will meet your requirements.
Limitation of liability
To the fullest extent permitted by law, we are not liable for any loss or damage arising from your use of, or reliance on, this site — including financial decisions made on the basis of a calculation shown here.
Intellectual property
The content, design, code and illustrations on this site are our property. You may use the calculators freely for personal and commercial decision-making, and quote short excerpts with attribution and a link. You may not republish the site's content wholesale or present it as your own.
Changes to these terms
We may update these terms from time to time; the revision date below reflects the latest version. Questions can be sent to hello@cdcalculator.com.
Formulas and content last reviewed . Bank rates change frequently — confirm current rates directly with your institution.
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